Terms of Service

Acceptance

By accessing Mortgage Rates Online, you agree to these Terms of Service. If you do not agree, do not use the site.

Service

Mortgage Rates Online provides mortgage rate snapshots, calculators, refinance estimates, rate alerts, and lender comparison interfaces for informational purposes.

No Financial Advice

Mortgage Rates Online is not a lender, broker, mortgage advisor, financial advisor, legal advisor, or tax advisor. The site does not make credit decisions or guarantee loan approval, rates, APRs, fees, savings, or availability. Always verify terms directly with a licensed lender or qualified professional before making financial decisions.

Estimates and Data

Calculators and rate tables are estimates based on the inputs and sample data shown. Actual payments may include taxes, insurance, mortgage insurance, HOA dues, closing costs, and lender-specific charges that are not included in every estimate.

Acceptable Use

You agree not to misuse the site, interfere with its operation, attempt unauthorized access, scrape it at abusive rates, or use it in violation of applicable law.

Third-Party Links

The site may link to lenders, partners, or other third-party services. We are not responsible for their offers, content, policies, or decisions.

Limitation of Liability

To the maximum extent permitted by law, Mortgage Rates Online is provided as-is and we are not liable for indirect, incidental, special, consequential, or punitive damages arising from use of the site.

Changes

We may update these Terms as the site evolves. Continued use after changes means you accept the updated Terms.