Privacy Policy

Overview

Mortgage Rates Online provides mortgage rate comparison, payment estimates, refinance signals, and rate alert tools. This Privacy Policy explains what information we collect and how we use it.

Information We Collect

We may collect information you submit directly, such as an email address for a rate alert or a contact request. We also process calculator inputs such as home price, down payment, loan term, interest rate, and remaining balance inside the product experience.

We may collect basic technical information, including browser type, device type, approximate location derived from network data, pages viewed, and timestamps, to keep the site reliable and improve the experience.

Advertising, Cookies, and Analytics

Mortgage Rates Online uses Google Analytics and may use Google AdSense to measure traffic and serve ads. Google and other third-party vendors may use cookies, web beacons, IP addresses, device identifiers, and similar technologies to serve ads, measure ad performance, limit repeated ads, detect abuse, and understand how users interact with this site.

Google's use of advertising cookies enables it and its partners to serve ads based on visits to this site and other sites. Users can control personalized advertising in Google's ad settings and can learn more from Google's advertising privacy resources.

We do not intentionally send personally identifiable information such as email addresses, names, or phone numbers to Google in ad requests or analytics events. Calculator inputs are used to produce estimates in the site experience and should not be treated as loan applications or lender quotes.

How We Use Information

We use information to operate the site, calculate mortgage estimates, respond to requests, improve content quality, prevent abuse, and maintain security. If you submit an email address for alerts, it is used for the alert or follow-up you requested.

Financial Disclaimer

Mortgage Rates Online is an informational tool. It does not provide mortgage, lending, financial, legal, or tax advice. Rates, APRs, fees, and payment estimates are examples or third-party data points and may differ from actual lender offers.

Sharing

We do not sell personal information. We may share limited information with service providers that help operate hosting, security, analytics, advertising, email delivery, or user support. We may also disclose information when required by law or to protect rights and security.

If you click an external lender or comparison link, you leave Mortgage Rates Online and the destination site's privacy policy and terms apply. Some external links may include campaign or affiliate tracking parameters, but a click does not guarantee approval, pricing, or any loan offer.

Security

We use reasonable safeguards to protect information, but no online service can guarantee absolute security.

Your Choices

You can avoid submitting an email address and still use the calculator. You can also disable cookies in your browser, use Google ad personalization controls, or use industry opt-out tools where available. To request access, correction, or deletion of information you provided, contact us through the website.

Changes

We may update this policy as the site changes. The updated date above reflects the latest version.